Baccarat Rules and Strategy

Baccarat is not an exceedingly complex game, but it does have certain idiosyncrasies that take some getting used to.

Banker vs. Player

In full-scale baccarat, the bettor holding the shoe slides one card out and passes it facedown to the stand-up dealer, who passes it to the customer with the largest player bet.

Bets on Ties

Bettors also may wager that the two hands will finish with an equal number of points. Winning bets on ties pay off at 8-1. That sounds tempting, but this wager carries a hefty 9.5 percent house edge. Avoid it.


This is a pure guessing game. Which hand will win? The banker hand will win slightly more often -- 50.68 percent of all decisions, not including ties -- giving the house its 1.36 percent edge on player bets.


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